Payment processing and business funding
Pay less to take payments.
Keep more of what you earn.
Send us a recent processing statement. We’ll show you what you pay now and what you’d pay with us. It’s free!
Get My Free Statement Review See PricingOr call 704-534-2729
What we do
Processing, billing, and funding in one place
Payment Processing
Card acceptance in person, online, and on your phone, priced on your actual volume.
Authorized Square Reseller
We set up Square and support it for you.
Invoicing and Payment Links
Send an invoice or a link and get paid. No terminal needed.
Recurring Billing
Automatic charges for memberships and subscriptions.
POS and Equipment
Terminals and POS systems, with leasing available.
Business Funding
Working capital for qualified businesses, subject to approval.
Every industry
Retail, restaurants, online stores, and everything else
Every business takes payments a little differently, so we match the setup to yours.
E-commerce
Gateways including Payroc Gateway, FluidPay, NMI, and Authorize.net. Works with Shopify, WooCommerce, and Magento.
Service businesses
Invoices, payment links, and recurring billing for contractors, salons, consultants, and similar work.
Restaurants and retail
Countertop, handheld, and full POS systems. Square too.
Convenience and liquor stores
Bodega Ai, an AI-powered POS for stores with a lot of SKUs.
Non-profits
Donations in person and online, including recurring gifts.
High-risk industries
RUO peptides, CBD, THC, and other businesses standard processors turn down.
Auto dealerships
Large-ticket and service-lane payments, in person or by link.
Hardware
Equipment
Countertop terminals, wireless handhelds, full POS systems, and Square hardware. Leasing is available, subject to approval.
Browse HardwareBrands we work with
Clover, Square, PAX, Ingenico, Newland, and Dejavoo, plus gateways for online and recurring billing.
How it works
How switching works
Send your statement
Email or upload a recent one from Stripe, Square, PayPal, or whoever you use now.
We break it down
You get a side-by-side of what you pay now and what you’d pay with us.
You decide
If the savings are there, we set you up. If not, keep the breakdown and owe nothing.
Why Forest Financial
Support from start to finish
When you call or email, you reach someone who can actually answer. We work with businesses that are tired of flat-rate fees from Stripe, Square, and PayPal eating into their margins.
- Pricing in writing before you sign anything
- Help moving over from your current processor
- Processing and funding from one place
Every industry
If you take payments, we can probably help.
Want to see what you’re overpaying?
It takes about five minutes. No pressure.
Get My Free Statement ReviewBusiness funding is subject to credit approval and underwriting. Approval times and amounts vary by business. Forest Financial is an independent sales organization (ISO) for Payroc.