Industries
Industries
Built for every kind of business
We work with restaurants, retail, online stores, service businesses, non-profits, dealerships, and more. We match you to the setup that fits instead of handing everyone the same terminal.
Find My SetupRestaurants and bars
Countertop, handheld, and tableside options, with tips and split billing.
Take payment where the guest is. Handheld and tableside terminals handle tips and split checks, and a full POS runs the counter.
- Wireless handhelds like the Clover Flex, PAX A920 Pro, and Roc Terminal+ Newland N950
- Full POS systems including Clover Solo, Clover Duo, and the Roc Terminal+ X800 with tip prompts and split billing
- Square hardware too, if you’d rather stay on Square
Retail and boutiques
POS with inventory, plus counter and mobile payments.
Run the register and the stockroom from one system. Retail POS options track inventory in real time, and mobile readers let you take payment anywhere in the store.
- Counterpoint retail POS with real-time inventory, orders, deposits, and layaway
- Clover Mini, Solo, and Duo for the counter
- Square Register, Stand, and Reader if you prefer Square
- Clover Go to take payments on an iPhone
Convenience, liquor, and smoke shops
Bodega Ai, built for high-SKU stores with age checks and EBT.
Bodega Ai is a POS built for stores with thousands of SKUs, complicated tax rules, EBT, and tobacco and alcohol sales.
- Built-in database of over 200,000 items, so scanning a product usually fills in the details
- Age verification with ID scanning, and EBT eligibility flagged automatically
- Tax rules by city, county, and state
- Tobacco scan data up to Level 4 for Altria, RJRT, and ITG Brands
- Runs in 14+ languages, with a mobile app and 24/7 AI product support
Feature details per Payroc. Features and pricing programs vary by state and underwriting approval.
Get set up for convenience, liquor, and smoke shopsE-commerce and online stores
Gateway options for WooCommerce, Shopify, Magento, and custom carts.
Pick the gateway that fits your cart, your volume, and how you bill.
- Payroc Gateway: virtual terminal, pay-by-link, recurring payments, ACH, and plugins for WooCommerce, Shopify, and Magento
- FluidPay: invoicing by text and email, a customer vault, and account updater
- NMI: a flexible setup for recurring billing and multi-merchant accounts
- Authorize.net: hosted payment pages, recurring billing, and invoicing
Service businesses
Invoicing, payment links, and recurring billing for home, field, and personal services.
Bill from a phone, a laptop, or a link. No counter required.
- Invoices and payment links through our gateways and Square
- Roc Services: virtual terminal and invoicing in one dashboard, with recurring payments, ACH, and QuickBooks
- Clover Go and wireless terminals for taking payment at the customer’s location
- Receipts by text or email
Professional services
Invoice clients, take deposits, and bill on a schedule.
Send an invoice, take a deposit up front, and collect the balance when the work is done.
- Invoicing and pay-by-link, so clients can pay from their phone
- Deposits and balances due
- Recurring billing by card or ACH with saved customer profiles
Non-profits
Take donations in person and online, with recurring giving.
Accept donations at your events and on your website, and set up recurring gifts.
- Wireless and mobile terminals for events
- Pay-by-link and online payments through our gateways
- Recurring giving through our billing tools
High-risk industries
RUO peptides, CBD, THC, and others standard providers decline.
Stripe, Square, and PayPal shut down or turn away plenty of legitimate businesses. We work with them.
- RUO peptides (research use only)
- Hemp-derived CBD brands and retailers
- THC businesses where permitted by state law
- Nutraceuticals and supplements, vape and smoke shops, subscription billing, travel, and more
Availability is subject to underwriting approval. Product legality varies by state and under federal law, and merchants are responsible for complying with all applicable laws and card brand rules. RUO products are for laboratory research only and are not for human or animal consumption.
Get set up for high-risk industriesAuto dealerships and repair
Large-ticket payments, deposits, and service-lane payments.
Large-ticket payments, deposits, and service-lane payments, in person or by link.
- Wireless terminals for the service lane or the lot
- Payment links for deposits and remote payments
- Countertop and full POS systems for the front desk
E-commerce
Several gateway options for online sales
Different stores need different tools. We’ll match you to the gateway that fits your cart, your volume, and how you bill.
Payroc Gateway
Virtual terminal, pay-by-link, recurring payments, and ACH.
- Plugins for WooCommerce, Shopify, and Magento
- Level II/III auto-population
- Pair with a terminal for in-store and online together
FluidPay
Invoicing by text and email, with a customer vault.
- Account updater
- Level II at no additional cost
- Works with Dejavoo and PAX terminals
NMI
A flexible gateway for recurring and multi-merchant setups.
- Recurring billing and virtual terminal
- Multi-merchant and multi-user
- Add-ons: invoicing, QuickBooks, Level III, fraud prevention
Authorize.net
A familiar name with hosted payment pages.
- Recurring billing and invoicing
- Virtual terminal and robust reporting
- Add-ons: automatic recurring billing, fraud detection
Service-based businesses
Get paid on the job, or after it
Contractors, cleaners, consultants, salons, and other service businesses rarely need a counter. They need to bill from a phone, a laptop, or a link.
Roc Services
Virtual terminal and invoicing in one dashboard.
- Item catalog and virtual terminal
- Recurring payments and ACH
- QuickBooks, user permissions, and reporting
Invoices and payment links
Send a bill and get paid without a terminal.
- Invoicing and pay-by-link through our gateways and Square
- Customers pay from their phone
- Great for deposits and balances due
Mobile and handheld
Take payments at the customer location.
- Clover Go, Clover Flex, and wireless terminals
- Tap, chip, and mobile wallets
- Receipts by text or email
And more
Non-profits, dealerships, and everything in between
If your business takes payments, we can set it up. A few examples of how we tailor it:
Non-profits
Accept donations at events and online, with recurring giving set up through our billing tools.
Auto dealerships and repair
Large-ticket payments, deposits, and service-lane payments, in person or by payment link.
Memberships and subscriptions
Automatic recurring billing for gyms, clubs, studios, and software.
B2B and wholesale
Gateways that support Level II and III data for commercial card payments.
High-risk industries
High-risk processing
Stripe, Square, and PayPal shut down or turn away plenty of legitimate businesses. We work with them.
RUO peptides
Research use only peptide sellers.
CBD and hemp
Hemp-derived CBD brands and retailers.
THC
THC businesses where permitted by state law.
Other high-risk businesses
Nutraceuticals and supplements, vape and smoke shops, subscription billing, travel, and more.
Interested in high-risk processing?
Fill out our contact form and we will provide the information you need.
Fill Out the Contact FormAvailability is subject to underwriting approval. Product legality varies by state and under federal law, and merchants are responsible for complying with all applicable laws and card brand rules. RUO products are for laboratory research only and are not for human or animal consumption.
Don’t see your industry?
Tell us what you sell and how you take payments, and we’ll tell you what we’d set up.
Talk to UsAvailable products, features, and pricing programs vary by business type and underwriting approval. Forest Financial is an independent sales organization (ISO) for Payroc and an authorized Square reseller. Product names are trademarks of their respective owners.